All features

Everything you can do with Bank Account Simulator — the most complete and realistic bank account simulator. Explore each feature in depth.

All features

Bank accounts

  • Unlimited bank accounts.
  • Accounts in 28 countries: Australia, Brazil, Bulgaria, Canada, China, the Czech Republic, France, Germany, Greece, Hong Kong, Hungary, India, Italy, Japan, Mexico, the Netherlands, Nigeria, Pakistan, Poland, Portugal, Russia, Spain, Switzerland, Thailand, Ukraine, the United Arab Emirates, the United Kingdom and the USA, each with its own details.
  • Accounts in 21 currencies: EUR, USD, GBP, CHF, JPY, CNY, HKD, CAD, BRL, INR, PKR, AUD, MXN, UAH, NGN, HUF, CZK, PLN, AED, THB and RUB.
  • Edit the account name, the holder, the opening date, the starting balance and the pre-generated transactions.
  • Edit the banking details: account number, routing, ABA and each country's equivalents.
  • Deposit, pay, request and transfer money.
  • Customize every payment: recipient, description, date, name, transaction type and amount.
  • Request money with the same editable details as a payment.
  • Transfer between your own accounts instantly.
  • View and edit the account details at any time.
  • View and edit movements and transfers.
  • Income and spending charts for each account.
  • Close any account at any moment.

Cards

  • Unlimited credit and debit cards.
  • Choose the card design from the available ones or upload your own image.
  • Place every detail on the card your way: position, visibility, font, color and size.
  • Edit the card name, the holder, the opening and expiry dates, the automated movements, the number, the CVC, the PIN and the spending limit.
  • For credit cards, also adjust the closing day, the payment day, the late fee and the monthly interest.
  • Generate card numbers automatically.
  • Pay and request money with the card.
  • View the PIN and freeze the card whenever you want.
  • View and edit the card details instantly.
  • Cancel and close the card.
  • View and edit movements and transfers.
  • Income and spending charts for the card.
  • Review the available and spent balance cycle, and edit all its data.
  • Pay off the card debt.

Financial products

  • Fixed-term deposit.
  • High-yield savings.
  • Digital piggy banks.
  • Structured deposit.
  • Personal loan.
  • Mortgage.
  • Lombard loan.
  • Revolving line of credit.
  • Home insurance.
  • Life insurance.
  • Travel insurance.
  • Device insurance.
  • Art and collectibles insurance.
  • Cashback program.
  • VIP lounge access.
  • Concierge service.
  • Exclusive experiences.
  • Digital safe.
  • Wealth advisor.
  • Estate planning.
  • Family office.
  • Philanthropy.
  • Residential property.
  • Luxury villa.
  • Investment apartment.
  • Commercial office.
  • Entire building.

Transfer types

  • Create, edit and delete transfer categories.
  • Create automated transfers.
  • Adjust how often each automated transfer runs.

Investments

  • Invest in the stock market, stocks, trackers, crypto, bonds, funds, structured products, options, futures, ETFs, indices and markets.
  • View, create, edit and delete any product.
  • Open and close positions.
  • Track your products and find them with the search tool.
  • Buy and sell stocks.
  • Edit the trend of the global market, of a specific market or of a stock.
  • Edit a stock's price.
  • Create a custom stock.
  • List your own company on the stock market.

Credit Score

  • Access the US credit score system.
  • View and change your credit score.
  • Simulate how your credit changes.

Real estate

  • A market of properties to buy across Spain, the USA, the UK, Germany, France, Italy, Japan, Portugal, Switzerland and more.
  • Property types from studios and apartments to townhouses, lofts, penthouses and villas.
  • See each listing in detail: price, size in m², bedrooms, bathrooms, year built, city and photos.
  • Filter the market to find the property you want.
  • Buy with a bank account in the property's country and currency.
  • Create your own custom property and edit any of its details.
  • Property values appreciate over time at a country-specific rate.
  • Pay recurring property taxes — monthly, quarterly, half-yearly or annual — with late penalties.
  • Sell whenever you want: the sale is appraised and capital-gains and transfer taxes are applied.
  • Track every owned property, its purchase price and its sales history.

Property rental

  • Rent out any property you own: residential home, luxury villa, investment apartment, commercial office or an entire building.
  • Choose from 13 tenants, each with their occupation, story, age and reliability.
  • Set the monthly rent — every tenant has a maximum they can afford.
  • Pick the lease length: 6, 12, 24 or 36 months.
  • Choose the payment concept and the account that receives the rent.
  • Collect the rent automatically every month.
  • React to rental life: early payments, late payments, repair requests and complaints.
  • Track the payments made, the total income and the event history of every lease.
  • Break the lease early — with a penalty in months of rent — or watch the tenant break it.

Profiles

  • Create unlimited profiles.
  • Separate your data across profiles to simulate different scenarios.
  • Delete any profile.

General settings

  • Set your account's global currency.
  • Configure the exchange rate between currencies.
  • Set the holder name to autofill new accounts and cards.
  • Switch the date and time format between the American and European systems.
  • Customize the app's appearance.
  • Turn notifications on or off.
  • Change the app's language.
Simulate your bank account

Ready to start learning?

Download Bank Account Simulator for free and start practicing with your finances today.

Now available on Google Play and the App Store.